Frequently Asked Questions |
What
is the cost of this service?
There
is no cost to fill out an application. We only earn
a commission if you are approved and purchase a vehicle.
There is no risk or cost to you.
What
if I have really bad credit?
Sometimes
things happen in life that affects our credit in a negative
way. Every person and every story is unique and we respect
that. If your credit is at the point where we cannot
get you approved, we will tell you what you need to
do in order to get approved.
What
happens with my application?
When
we receive your application, we review it and anticipate
which lender is most likely to extend you credit in
your personal situation. Before we pull any credit report
we will contact you personally to discuss your situation.
What
if I have been turned down before?
We
may have lenders that will deal with your situation.
In every case, we will guide you and explain
what you need to do to get approved.
Will
this affect my credit rating?
Every
time you apply for credit or a loan it affects your
credit rating in that the banks are aware that you are
making an application. As long as you aren't making
applications all the time, everywhere, it reduces the
affect. The way we protect your credit rating is by
NOT sending your application to multiple lenders. We
will carefully review your application and contact you
directly for an accurate description of your situation
before we contact any lenders. We will match you with
the appropriate lender and ask for your permission to
pull a credit report.
What
are your privacy policies?
We do not share your personal information with anybody without your consent. We are not in the business of selling or sharing your personal information with any other firm or entity.
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